Whether you are a first-time homebuyer and have never had a mortgage or looking at refinances and better mortgage rates. We can get your loan done right the first time. I began my career 20 years ago. Currently, his position at Avista Realty as the utilizes his expertise with 1st time home buyers, grant programs, and working as a lender on Conventional, FHA, VA, and USDA loans, mortgage operations management and compliance.